CTR Mortgage Brokers is your superhero in achieving the dream of homeownership. With a vast array of loan programs tailored to unique situations, we’re committed to helping individuals like you build wealth through real estate.
Are you ready to speak with someone right now? Call us at 704-277-4436.
PreQualify with a loan officer by phone or online
Unlock your homeownership potential by securely sharing your financial information
With the power of Pre-Approval, it’s time to hit the market and find your perfect place! Or, if you’re looking to refinance, let’s transform your current mortgage into one that fits your needs
CTR Mortgage Brokers is here to help you tackle your toughest financial challenges. Our creative problem-solving leads to custom-built mortgage solutions.
Our favorite clients are the ones who appreciate a local lending hero who knows their stuff and can match them with the perfect mortgage program.
It’s normal to have questions when financing a home or other property. We’ve answered frequently asked questions to help guide you.
We’re here to answer any other questions you have. Call us at 704-277-4436.
Our team can help you understand your financial situation and how it applies to the property you’re interested in affording.
When seeing if you can afford a new home or other property, consider ongoing costs you’ll need to cover such as your monthly loan payment, in addition to property taxes, insurance, and maintenance expenses. Knowing what interest rate you qualify for, your down payment amount, and the term length of your loan will help you understand how much you can afford with your current income and expenses.
We’ll help you consider factors that can impact the affordability of your loan. This includes your term length or how long you pay your loan. We’ll also help you understand your overall loan amount and how to get a loan that will comfortably cover the value of the property you’re looking to purchase or refinance. Your interest rate is also a factor. We can help you understand how it’s impacted by the market as well as your own finances.
Refinancing provides options to lower your monthly loan payment and interest rate or even borrow cash from the equity you have in your property. In many cases, you can refinance after having owned the property for more than 6 months.
You’ll also want to consider whether the closing costs or any other associated costs with refinancing will be worth it. Lowering your interest rate and monthly payments is worthwhile if the added expenses of refinancing can be paid off before you’re ready to sell the home, for example.
